Taxes Done
Well, just finished up the last of my taxes. Yay! Can’t wait for that refund! I make it a point to not claim anything on my W-4, which means that I’ll get a refund most years. Not claiming anything on the W-4 means that more taxes get taken out of each paycheck. If can live with that income, then that means that I’ll get a nice refund this time of year, which works great for me!
Had a couple of firsts this year.
1) This was the first time that itemizing actually helped me out. Since I had a full year of house payments, as well as property taxes, my deductions were almost twice as much as not itemizing. Cool!
2) I filed online for the first time, using free-file from H&R Block (via irs.gov). It’s nice to be able to file online, for free. Good way to double check your math, make sure you’re including all the deductions, etc. Definitely speeds up the refund as well. With e-file and direct deposit, I should have my refund in 8-15 days. Since I’m filing so early and avoiding the late March, early April rush, I should receive it quick. Sure beats the problems I had a couple years ago when it took about 4 months to get my refund, because someone entered my social security number incorrectly. And that’s another positive of e-file – I get to enter my own information, rather than someone who’s been staring at numbers all day.
Hmm, what should I spend my refund on? Oh, yeah, replenishing my savings account, which is very much depleted right now…















